Buy To Let

Buy-to-Let Mortgages – Invest with Confidence

The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.

Investing in property can be a lucrative way to build wealth, but securing the right buy-to-let mortgage is essential to maximising your returns. At Oadby Mortgages, we specialise in helping landlords and investors find the best available mortgage deals for their rental properties.

Why Choose a Buy-to-Let Mortgage?

  • Earn Rental Income – Generate consistent revenue from tenants.
  • Property Appreciation – Benefit from long-term property value growth.
  • Portfolio Expansion – Use rental income to reinvest and grow your portfolio.

Key Considerations for Buy-to-Let Investors

  • Deposit Requirements – Typically, a 25% deposit is required.
  • Interest Rates – Buy-to-let mortgages often have higher rates than residential ones.
  • Affordability Criteria – Lenders assess rental income to ensure mortgage payments are covered.
  • Tax Implications – Understand Stamp Duty, Capital Gains Tax, and allowable expenses.

How We Can Help

  • Compare Lenders – Access exclusive buy-to-let mortgage deals.
  • Expert Advice – Guidance on structuring your investments for tax efficiency.
  • Stress-Free As Possible Process – We handle the paperwork, so you can focus on growing your portfolio.

Start Your Investment Journey Today!

Whether you’re a first-time landlord or an experienced investor, we’re here to help you secure the right mortgage.