First Time Buyers
First-Time Buyers – Your Guide to a Smooth Purchase
Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Buying your first home is an exciting milestone, but it can also feel overwhelming. At Oadby Mortgages, we specialise in helping first-time buyers navigate the UK mortgage process with confidence and ease. Our team is here to guide you every step of the way.
Why Work with Us?
- Expert Guidance – We break down the mortgage process so you understand your options.
- Flexible Mortgage Options – Fixed-rate, tracker, and variable-rate mortgages tailored to your needs.
- Government Schemes – Access Help to Buy, Shared Ownership, and First Homes Scheme support.
- Stamp Duty Savings – Learn how first-time buyer relief can reduce your costs.
- Fast Mortgage in Principle –
Get a decision quickly so you know what you can afford.
Steps to Buying Your First Home
- Get a Mortgage in Principle – Understand your borrowing power before house hunting.
- Find the Right Mortgage – We’ll help you compare lenders and choose the most suitable deal.
- Make an Offer – Work with your estate agent to secure your dream home.
- Survey & Legal Checks – Ensure the property is sound and complete conveyancing.
- Final Approval & Completion –
We’ll guide you through to a smooth, stress-free as possible move-in.