Commercial Mortgages
Commercial Mortgage Referral Service – Helping You Secure the Right Business Funding
*Initial consultation is free of charge and with no-obligation. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £495 and this will be discussed and agreed with you at the earliest opportunity.
The Financial Conduct Authority does not regulate Commercial lending or finance.
If you're looking to secure a mortgage for your business property, whether it’s for purchasing, refinancing, or expanding, the process can be complex. That’s where our
Commercial Mortgage Referral Service comes in. At Oadby Mortgages, we connect you with trusted commercial mortgage specialists who can help you secure the best possible funding for your business needs.
What is a Commercial Mortgage?
A commercial mortgage is a loan specifically for purchasing or refinancing commercial property. This can include offices, retail spaces, warehouses, or even land. Unlike residential mortgages, commercial mortgages are designed to meet the unique needs of businesses, and the terms can vary depending on the property type and your business’s financial situation.
Why Choose Our Commercial Mortgage Referral Service?
Securing the right commercial mortgage can be a lengthy and detailed process, requiring careful consideration of your business’s financial health and the potential property’s suitability. Our referral service simplifies this process by connecting you with trusted commercial mortgage advisers who specialise in finding the right financial products for businesses of all sizes.
How Our Service Works:
1
*Initial Consultation:
Start with a free, no-obligation consultation where we’ll take the time to understand your commercial mortgage needs. Whether you're buying your first commercial property or expanding your current portfolio, we’ll gather the necessary information to guide the referral process.
2
Referral to Specialists:
Based on your requirements, we’ll connect you with a reputable commercial mortgage broker or lender who will assess your needs and provide expert guidance on the best options available. These professionals have in-depth knowledge of the commercial mortgage market and can help you navigate complex applications.
3
Tailored Advice:
The commercial mortgage expert will provide personalised advice and help you compare different lenders, interest rates, and repayment terms. They’ll work with you to understand your business’s financial situation, ensuring that the mortgage solution suits your needs.
4
Application Process:
Once you’ve selected a suitable lender, the broker will guide you through the application process, ensuring all required documents are submitted and everything is in order for approval. This includes providing details of your business’s financial performance, property valuation, and any additional security or guarantees required.
5
Securing Your Mortgage:
With the help of our referral partners, they’ll work to secure the most suitable deal possible, ensuring that you’re able to proceed with the purchase or refinancing of your commercial property smoothly.
Types of Commercial Mortgages They Can Help With:
- Property Purchase Mortgages: For businesses looking to purchase a commercial property, we’ll connect you with lenders offering competitive rates and flexible terms.
- Refinance Mortgages: If you're looking to refinance an existing commercial mortgage, they can help you find the most suitable options to reduce your repayments or release equity from your property.
- Buy-to-Let Mortgages: For businesses or individuals investing in commercial property to rent out, our referral service can connect you with brokers specialising in buy-to-let commercial mortgages.
- Development Finance: If you’re looking to fund a new construction or development project, we can help connect you with lenders who offer tailored finance options for property development.
- Short-Term Commercial Loans: For businesses in need of quick funding, they'll refer you to lenders offering short-term commercial loans with flexible repayment options.
Why Choose Our Commercial Mortgage Referral Service?
- Expert Guidance: We work with experienced commercial mortgage brokers who understand the intricacies of the UK commercial property market.
- Tailored Solutions: Whether you’re a small business or a larger enterprise, they’ll help you find the most appropriate mortgage solution for your situation.
- Access to Leading Lenders: Our referral network includes access to top lenders who offer competitive interest rates and flexible terms, giving you a variety of options to choose from.
- Stress-Free As Possible Process: We simplify the application and approval process, guiding you from start to finish, so you can focus on growing your business.
- *Free Consultation:
We offer a no-obligation initial consultation to understand your needs and match you with the best experts.
How to Get Started
- Book Your *Free Consultation: Contact us today to arrange a free, no-obligation consultation. We’ll discuss your commercial mortgage requirements and business needs.
- Referral to a Specialist: Based on your needs, we’ll refer you to a trusted commercial mortgage broker or lender who will help you assess your options.
- Review & Apply: Work with your commercial mortgage expert to review your options, choose the most suitable deal, and complete your application.
- Get Your Mortgage: With our referral service, securing a commercial mortgage is made simpler and faster.